BusinessĪny person or entity other than a Consumer with an Eligible Account where an Online Financial Service is requested. This definition includes any person (1) who has actual or apparent authority to access, manage, administer, or transact business for an Eligible Account or an Online Financial Service, regardless of whether that person has signed a signature card or other relevant documentation, (2) who an owner provided online banking credentials to for an Eligible Account or Online Financial Service, or (3) who is a Delegate. Authorized RepresentativeĪ person with authority (actual or apparent) to take action or make decisions with respect to an Eligible Account or an Online Financial Service. Means a card, code, or other means of access to a consumer's account, or any combination thereof (including username and password), that may be used by the consumer to initiate electronic fund transfers. You or YourĮach owner of an Eligible Account, a person applying for an Eligible Account, or Eligible Beneficiary entitled to online access of a Trust and Investment Management Account, or a Delegate or Authorized Representative. It also includes “Wells Fargo Advisors,” which refers to Wells Fargo Clearing Services, LLC (“WFCS”), and Wells Fargo Advisors Financial Network, LLC. and any of its affiliates or direct or indirect subsidiaries, when any of them have established an Eligible Account or provided an Online Financial Service. If you have any questions regarding this Agreement, please call 1-80.
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